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EXPLORE OUR travel COVER

What Does Travel Insurance Cover?

Travel insurance is like your trip’s safety net, and it’s got three main areas: financial refunds, travel medical coverage, and 24/7 assistance. The most common claim? Financial stuff. Depending on your plan, you can get cash back for reasons like having to cancel your trip (if it’s a covered reason), delays, interruptions, or if your luggage decides to take a vacation of its own.

 

Travel medical coverage is your BFF if you’re jet-setting abroad and your regular health insurance decides to sit this one out. Lots of plans even include emergency medical evacuation, which means if things go south, they’ll arrange and cover the cost of getting you to a hospital or even back home if things get really serious.

What's Not Covered?

While travel insurance can save the day for a lot of surprises, there are some things it won’t touch. Make sure to check your specific policy details because coverage usually doesn’t include anything that wasn’t “unforeseen circumstances.” So if your travel plans go sideways because you forgot to pack your passport, you’re on your own!

Does Cover.Insure Travel Insurance Cover COVID-19?

You bet!

 

Cover.Insure travel insurance has you covered for medical expenses related to COVID-19. Plus, if you opt for the Cancellation and Trip Interruption add-on, you’ll also be covered if COVID-19 causes you to cancel or change your plans. Claims will be paid up to the amount in your Certificate of Insurance and follow the terms and conditions of your policy.

How do I pick the right travel insurance?

Pick a plan that matches your travel vibes. Are you hitting the beach, or hiking? Check what’s covered based on where you’re going, how long you’re gone, and any special activities you’ve got planned. Compare options like you’re shopping for the perfect playlist!

What about high-risk activities like skiing?

Want to shred some powder? You can add the optional 'Snow Package' to your policy (limits and conditions apply). 

When’s the best time to buy travel insurance?

Ideally, snag it as soon as you book your trip. This way, you’re protected if something goes sideways before you even pack your bags.

What's The Cost?

The price tag for travel insurance can vary depending on things like your age, where you’re going, your coverage limits, and how long you’re gone. So, the cost can be a bit of a mixed bag! To get an accurate quote simply click here.

 

It will only take 2 mins!

*Note that not all benefits apply and will depend on whether you have selected them (and are reflected on your Certificate of Insurance). Terms, conditions, exclusions, limits and sub-limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.

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